Best Cashback Apps in India 2024

In today’s digital age, saving money has always been challenging, thanks to a plethora of cashback apps available in India. These apps offer a range of rewards, from direct cash rebates to discounts and coupons, making them an essential tool for savvy shoppers. Whether shopping online, dining out, or paying bills, these cash back apps can help you maximize your spending. 

Here’s a comprehensive look at some of the best cashback apps to help you save money in 2024.

What are Cashback Apps?

Cashback apps are mobile applications that offer users a percentage of their money back when they make purchases through the app. These apps partner with retailers, service providers, and merchants to provide cashback offers, discounts, and deals. When users buy products or services through these platforms, they earn a portion of their spending back as cashback, which can be redeemed or transferred to their bank accounts. These money earning apps are a great way to save money and get rewarded for everyday spending.

Benefits of Using Apps with Cash Back:

• Savings on Purchases: Users can save money on everyday purchases and reduce overall spending.
• Additional Rewards: Cashback and reward points incentivize users to purchase through these apps.
• Convenience: With everything accessible through a mobile device, users can easily find deals and earn cashback anytime.
• Tracking and Management: Users can track their earnings and manage their rewards directly within the app, making it easy to stay organized and informed.

Types of Cashback Apps

Apps with cash back come in various forms, each catering to different kinds of transactions and user needs. Here are the types of apps available in India:

1. UPI Apps

UPI (Unified Payments Interface) apps facilitate seamless money transfers using a mobile device between bank accounts. These apps often provide cashback offers for transactions, bill payments, and recharges.

2. Recharge Apps

Recharge apps are specialized platforms for recharging mobile phones, DTH services, and utility payments. These apps offer cashback on every recharge and bill payment.

3. Payment Apps

Payment apps are digital wallets that allow users to store money and make payments for various services. They often provide cashback on transactions, transfers, and purchases.

4. Shopping Apps

Shopping apps partner with various online and offline retailers to offer cashback on purchases. These apps provide cashback for buying products across multiple categories, from groceries to electronics.

15 Cashback Apps to Earn Money in India 2024

Many smartphone apps can help you save money and simplify your spending habits. You may reduce your spending and get more rewards by using these applications. Saving money on any kind of purchase is similar to having icing on the cake. 

Let’s check out some of the best cashback apps to earn money in India in 2024:

Cashback Apps	Average Cashback per Month
Zupee	Up to ₹175 every 24 hours on cash deposit
PhonePe	₹2000
Paytm	₹3000
Dineout	₹1500
Google Pay	₹1000
CRED	₹2000
MagicPin	₹2500
GoPaisa	₹3000
MobiKwik	₹2000
Crownit	₹2000
PayZapp	₹1500
Amazon App	₹2500
Freecharge	₹2000
Nearbuy	₹1500
Global Garner	₹3000
CashKaro	₹3000

1. Zupee 

Zupee is a unique gaming app that offers users the chance to win money by playing skill-based games and quizzes. It provides a fun and engaging way to win rewards while improving your knowledge and skills. You can get a cashback of up to ₹105 with the refer and earn program. Here are some advantages of Zupee referral program:

Features:

• Skill-based games and quizzes
• Real cash rewards
• Daily tournaments and contests
• Referral bonuses
• Secure transactions
• Instant withdrawal

Winnings:

• Users can earn up to ₹175 instant cashback on every deposit once in 24 hours.
• Users can earn up to ₹105 with refer and earn.

2. PhonePe

PhonePe is a leading UPI-based payment app facilitating seamless money transfers and transactions. Developed by Flipkart, it has gained immense popularity for its ease of use and wide range of services. PhonePe allows users to pay utility bills, make mobile recharges, book tickets, and shop online, all while earning attractive cashback offers.

Features:

• UPI-based instant money transfers.
• Bill payments for electricity, water, gas, and more.
• Mobile and DTH recharges.
• Insurance payments and mutual fund investments.
• Online shopping with cashback offers.
• Secure transactions with multi-layer encryption.

Earnings:

• Users can earn up to ₹2000 per month through various cashback offers on transactions, recharges, and bill payments.
• Regular promotional offers and scratch cards add to the potential earnings.

3. Paytm

Paytm is one of India’s most comprehensive digital wallets and payment apps with cash back offers. It offers many services, including mobile recharges, bill payments, movie ticket bookings, and shopping. Paytm is one of those good cash back apps that provide discounts among the best in the market, making it a favorite among users. Moreover, you can also play Paytm cash games and earn money with making investment.

Features:

• Digital wallet with easy money transfers.
• Mobile and DTH recharges.
• Utility bill payments.
• Booking movie, flight, and train tickets.
• Shopping on Paytm Mall with cashback offers.
• QR code payments at offline stores.

Earnings:

• Users can earn up to ₹3000 monthly by utilizing Paytm’s cashback offers on various services.
• Additional cashback is available for shopping through Paytm Mall and using the app’s various services.

Read more: Free Paytm money earning apps

4. Dineout

Dineout is a restaurant reservation app that allows users to book tables at their favorite restaurants and earn cashback on their dining bills. It helps users discover new dining experiences and save money through exclusive deals and offers.

Features:

• Restaurant reservations with instant confirmations.
• Exclusive dining deals and discounts.
• Cashback on dining bills.
• Discovery of new restaurants and cuisines.
• Easy payment options through the app.

Earnings:

• Users can earn up to ₹1500 per month by booking tables and availing cashback offers on dining.
• Additional discounts and deals enhance savings on every meal.

5. Google Pay

Google Pay is a UPI-based payment app developed by Google. It offers a secure and straightforward way to make payments, transfer money, and pay bills. Google Pay also provides a chance to earn money from home through its scratch card system, making transactions more rewarding.

Features:

• UPI-based payments and money transfers.
• Bill payments for utilities and services.
• Mobile recharges.
• Secure transactions with Google’s security infrastructure.
• Rewards through scratch cards.

Earnings:

• Users can earn up to ₹1000 per month through scratch cards and cashback offers on transactions and bill payments.
• Referral bonuses and special promotional offers add to the potential earnings.

6. CRED

CRED is a top cashback app that rewards users for paying their credit card bills on time. It offers a variety of rewards, including cashback, discounts, and exclusive deals, making it a must-have for credit card users who want to maximize their savings.

Features:

• Payment of credit card bills with rewards.
• Exclusive offers and discounts on premium brands.
• Cashback on timely bill payments.
• Access to CRED coins for additional rewards.
• Secure and seamless payment process.

Earnings:

• Users can save up to ₹2000 per month through rewards, cashback, and exclusive deals.
• CRED coins can be redeemed for various offers, enhancing overall savings.

7. MagicPin

MagicPin is a location-based app that offers cashback on dining, shopping, and entertainment. It helps users discover local deals and earn rewards for their purchases, making everyday spending more rewarding.

Features:

• Cashback on dining, shopping, and entertainment.
• Discovery of local deals and offers.
• Instant vouchers and rewards.
• Social platform to share and discover experiences.
• Easy redemption of rewards.

Earnings:

• Users can earn up to ₹2500 per month by discovering deals and making purchases through the app.
• Additional rewards are available through MagicPin’s social sharing features.

8. GoPaisa

GoPaisa is one of the best money back apps that partners with various online retailers to provide users with attractive cashback and coupon offers. It is ideal for users who frequently shop online and want to maximize their savings.

Features:

• Cashback on online shopping across various categories.
• Coupons and deals for additional discounts.
• Partnered with leading online retailers.
• Easy withdrawal of cashback.
• User-friendly interface.

Earnings:

• Users can earn up to ₹3000 per month by shopping through the app’s partner websites.
• Additional savings through exclusive coupons and deals.

9. MobiKwik

MobiKwik is a digital wallet that provides cashback on mobile recharges, bill payments, and online shopping. Known for its ease of use, MobiKwik offers a wide range of services that make everyday transactions more rewarding.

Features:

• Digital wallet for secure payments.
• Mobile and DTH recharges.
• Utility bill payments.
• Shopping with cashback offers.
• Instant money transfers.

Earnings:

• Users can earn up to ₹2000 per month through various cashback offers and promotions.
• Additional rewards through MobiKwik’s loyalty program.

10. Crownit

Crownit is a cashback app that rewards users for dining, shopping, and participating in surveys. It offers a fun and engaging way to earn cashback on everyday activities.

Features:

• Cashback on dining, shopping, and surveys.
• Exclusive deals and discounts.
• Easy redemption of rewards.
• Social features for sharing and discovering experiences.
• Secure payment options.

Earnings:

• Users can earn up to ₹2000 per month using the app’s services and offers.
• Additional rewards through Crownit engagement features.

11. PayZapp

PayZapp by HDFC Bank is a versatile payment app that offers cashback on bill payments, recharges, and shopping. It integrates seamlessly with a wide range of services, making it a convenient option for users.

Features:

• Bill payments and recharges with cashback offers.
• Shopping with exclusive discounts.
• Secure transactions with HDFC Bank integration.
• Easy money transfers.
• Wide range of partner merchants.

Earnings:

• Users can earn up to ₹1500 per month using the app’s offers and discounts.
• Additional rewards are available through special promotions and partner deals.

12. Amazon Pay

Amazon Pay provides cashback on purchases made on Amazon and partner websites. It is one of the best cashback apps in India that offers a seamless shopping experience with the added benefit of cashback rewards.

Features:

• Online shopping with cashback offers.
• Secure transactions with Amazon’s security.
• Easy payment options for various services.
• Partner website integrations.
• Quick and easy checkout process.

Earnings:

• Users can earn up to ₹2500 per month by using Amazon Pay for transactions.
• Additional savings through exclusive Amazon Pay deals.

13. Freecharge

Freecharge is a digital wallet considered one of the leading cashback apps in India that provides rewards on recharges, bill payments, and shopping. It is known for its quick and easy transactions, making it a popular choice among users.

Features:

• Digital wallet for recharges and bill payments.
• Cashback on mobile and DTH recharges.
• Shopping with exclusive offers.
• Secure payment gateways.
• Easy money transfers.

Earnings:

• Users can earn up to ₹2000 per month through various offers and promotions.
• Additional rewards through Freecharge’s referral program.

14. Nearbuy

Nearbuy is one of the legit cash back apps that offer cashback and discounts on dining, wellness, and entertainment services. It helps users discover and save on local experiences, making everyday activities more affordable.

Features:

• Dining deals with cashback offers.
• Discounts on wellness and spa services.
• Entertainment deals for movies and events.
• Easy booking and payment options.
• Discovery of local experiences.

Earnings:

• Users can earn up to ₹1500 per month by availing deals and offers through the app.
• Additional savings through Nearbuy’s exclusive promotions.

15. Global Garner

Global Garner is a cashback app that rewards users for shopping online and offline. It offers a wide range of deals and cashback opportunities, making it a versatile option for users.

Features:

• Cashback on online and offline shopping.
• Wide range of partner merchants.
• Easy redemption of rewards.
• Secure payment options.
• User-friendly interface.

Earnings:

• Users can earn up to ₹3000 per month by making purchases through the app’s partner merchants.
• Additional rewards through special promotions and deals.

16. CashKaro

CashKaro is a cashback and coupon app that provides rewards for online shopping. It partners with numerous retailers to offer attractive cashback deals, making it a top choice for online shoppers.

Features:

• Cashback on online shopping across various categories.
• Exclusive coupons and deals.
• Partnered with leading online retailers.
• Easy withdrawal of cashback.
• User-friendly interface.

Earnings:

• Users can earn up to ₹3000 per month by shopping through the app’s partner websites.
• Additional savings through exclusive coupons and deals.

You can earn extra money apart from these apps. Take a look at refer karke paise kamane wala app.

FAQs – Top Cashback Apps

Disclaimer: The earnings mentioned in this article are estimates and may vary based on individual effort, time invested, and other factors. You are advised to conduct their own research and not rely entirely on this information.